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RESEARCH PAPER
Financial transfers from parents to adult children and the invisible role of state policy in Poland
 
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1
Instytut Filozofii i Socjologii PAN, Polska Akademia Nauk, Polska
 
2
Instytut Gospodarstwa Społecznego, Szkoła Główna Handlowa w Warszawie, Polska
 
3
Katedra Ekonomii I, Szkoła Główna Handlowa w Warszawie, Polska
 
 
Submission date: 2024-02-13
 
 
Final revision date: 2024-05-29
 
 
Acceptance date: 2024-06-16
 
 
Online publication date: 2024-12-12
 
 
Publication date: 2024-12-12
 
 
Corresponding author
Marta Olcoń-Kubicka   

Instytut Filozofii i Socjologii PAN, Polska Akademia Nauk, ul. Nowy Świat 72, 00-330, Warszawa, Polska
 
 
 
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ABSTRACT
In this article, we explore the role of financial transfers from parents to adult children in Poland, highlighting their significance in areas such as education, housing, and family formation. Our aim is to bring attention to the complex interplay between family support and state policy in shaping the lives of young adults in Poland. We investigate how both the older generations providing the transfers and the younger generations receiving them perceive state public policies during the transition to adulthood. Our analysis is based on empirical data from in-depth family interviews with individuals aged 24-40 and their parents, as well as from 12 Focus Group Interviews (FGIs) with representatives of both generations. Additionally, we use data from the 8th round of the SHARE survey to provide a broader context of intergenerational transfers. Our findings suggest that while state policies are generally seen as transparent and rarely influence the decision to support the younger generation, the scale and purposes of these financial transfers are inherently linked to deficiencies in state policies. This indicates an implicit reliance on family resources to fill the gaps left by public policy, which may exacerbate inequalities between families with different financial capabilities.
FUNDING
This text was financed by National Science Centre, Poland (NCN) under the OPUS grant “Intergenerational transactions: relational work and moral frames in transfers of wealth from parents to their adult children" (DEC-2018/29/B/HS6/02072), and by Intercollegiate Rectoral Grant of the Warsaw School of Economics "Intergenerational Transfers, Family Relationships and Public Policy in the Context of Old Age and Disability”.
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ISSN:1640-1808
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